Your money, your rules
Nobody is born knowing how to manage money. And most of the resources out there are full of jargon that does not help when you have to make real decisions. Here you will find honest and practical guides on saving, budgeting and financial habits, explained in a way you can understand and apply today, no matter where you are starting from.
Couple and Family Finances
Joint account or separate accounts: which model works best as a couple
An honest analysis of financial management models for couples: joint account, separate accounts and the mixed model. Pros, cons and how to choose the one that best fits your situation.
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Money & Life Stages
Personal finance for freelancers and the self-employed: what nobody explains
A practical guide to personal finance for freelancers: how to manage variable income, separate accounts, pay taxes without surprises and build financial stability without a fixed salary.
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Couple and Family Finances
How to teach children the value of money at every age
A practical guide to teaching children about money: what concepts to cover at each stage, how to use pocket money and what mistakes to avoid so they learn to manage finances.
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Money Psychology and Consumer Behaviour
Why we spend more than we plan and how to avoid it
Discover the cognitive biases and psychological mechanisms that make us spend more than expected, and what concrete strategies help make more rational financial decisions.
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Essential Financial Concepts
What is liquidity and why it matters
Discover what financial liquidity is, why it is one of the most important concepts in personal finance and how to make sure you have enough for unexpected expenses and opportunities.
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Couple and Family Finances
How to talk about money as a couple without it ending in an argument
A practical guide to talking about money as a couple: how to start the conversation, what mistakes to avoid and how to build a shared financial approach that works.
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Essential Financial Concepts
Price vs value: why they are not the same and how it affects your decisions
Understand the difference between price and value, why confusing them leads to poor financial decisions and how to apply this key concept to your purchases, investments and spending habits.
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Money & Life Stages
What to do financially when you lose your job: a step-by-step guide
A practical guide with the immediate financial steps when you lose your job: benefits, emergency budget, expense prioritisation and how to protect your stability while you look for work.
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Financial Habits
Monthly financial review: how to check your finances in 30 minutes
Learn how to do a monthly financial review in 30 minutes: what to check, in what order and how to turn it into a habit that transforms your relationship with money.
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Debt Management
How to negotiate with your bank if you cannot pay: a practical guide
A practical guide to negotiating with your bank when you have difficulty paying: what to say, when to act, what options exist and how to protect your credit history.
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