The 5 best apps to track your expenses in 2026

Tracking your expenses is the first step toward improving your financial situation. But with so many apps available on the App Store and Google Play, choosing the right one can be tricky. In this article, we compare the 5 best expense tracking apps of 2026 so you can decide which one suits you best.

1. Monefy

Monefy is one of the most downloaded expense tracking apps and has been on the market for years. Its concept is simple: quickly record expenses. Premium: $6,76/month or $81,63/year.

✅ Pros

• Visual interface based on a pie chart, very recognizable
• Fast for recording a one-time expense
• Available on iOS and Android

❌ Cons

• Outdated visual design that hasn't evolved in years
• Dark mode is locked in the paid version
• Custom categories require a premium subscription
• Cross-device synchronization is only available with a paid subscription
• If you switch phones, you may lose your data if you don't have an active premium subscription
• Reviews mention changes to features that were previously free but are no longer
• No annual statistics in the free version
• No automatic recurring transactions

🏆 2. Be Budget Today · Best Value for Money in 2026

Be Budget Today is a personal finance app designed to help anyone track their expenses and income in a simple, visual, and hassle-free way. Premium: $ 1.99/month or $ 12.99/year.

✅ Pros

• Modern, clean interface with dark mode included in all plans
• Customizable expense and income categories
• Visual monthly dashboard with clear statistics
• Recurring transactions to automate your fixed expenses
• Data export
• Available in 6 languages: Spanish, English, French, German, Portuguese, and Italian
• 8 supported currencies: EUR, USD, GBP, BRL, CHF, MXN, CAD, AUD
• No ads on any plan
• Available on iOS and Android

❌ Cons

• Relatively new app, without the track record of other apps on the market
• The free plan has a category limit
• Advanced annual statistics in the Premium plan
• No automatic bank syncing (perfect if you want 100% privacy and full control over your data)

3. Wallet by BudgetBakers

Wallet is a comprehensive app designed for users who want a holistic view of their finances, including bank syncing and multi-account management. Premium: $6.99/month or $34,98/year

✅ Pros

• Automatic bank synchronization available
• Support for multiple accounts and currencies
• Large international user community

❌ Cons

• Bank syncing requires granting access to your banking credentials
• More complex interface, with a learning curve for new users
• The most useful features are behind the paywall
• Not all banks are available for syncing

4. Spendee

Spendee is a visually appealing app designed for people who want to manage budgets and split expenses with others. It offers three subscription tiers, which can be confusing. Premium: $8,15/month or $46,64/year

✅ Pros

• Carefully crafted and attractive visual design
• Allows you to share wallets with other users (couples, roommates)
• Categories with clearly differentiated icons and colors

❌ Cons

• Multiple subscription tiers that can cause confusion about what each plan includes
• Bank syncing isn't available in all countries
• Basic features like multiple budgets require a paid subscription

5. Expense and Income Tracker (Orange Dog)

A functional app for basic tracking of expenses and income with multi-currency support. Highly downloaded thanks to its prominent placement in app stores. Includes in-app ads.

✅ Pros

• Free with useful basic features
• Multi-currency support with real-time exchange rates
• Available in many languages

❌ Cons

• Includes ads in the free version
• Less modern interface with a clean design.
• No advanced statistics or automatic recurring transactions
• The experience improves significantly only by removing ads through a paid subscription

What is the best expense tracking app in 2026?

If you're looking for a modern, ad-free app that's easy to use from day one, Be Budget Today is the most well-rounded option on the market in 2026.